What you'll learn
Discover the history of the credit card and how it is used for purchase items and to spy on you.
Discover the history of the credit report and how it is used for and against you.
How to check on your child's credit report to see if anyone has hijacked it.
Define who really is BIG BROTHER
How you can defend yourself from debt collections With an update for the new regulation F
A cursory analysis of the power of good credit score
How to reinvent yourself from no credit and bad credit to great credit
How to protect your child from credit report hijacks
How to fix your own credit report with real letter challenges from attorneys
How to fix the credit scoring system
Q&A From the author
Requirements
No requirements to learn or take this course, other than to learn the truth.
Desire to learn the the rules of the credit scoring game.
Desire to learn the NEW rules of debt collection.
Description
This course will give you everything you need to know about FICO credit scoring, debt collection defense, and how to "fix" your credit report. We will go over the history of the credit report, history of credit cards, an examination of FICO scoring, when to pay your bills for maximum beneficial scoring and why not to pay a debt collector until you do this. Example letters will be given for those that want them to challenge debt collectors and credit reporting agencies. We will go over how to evaluate a credit report and where to go to get a credit report. An examination of the Fair Credit Reporting Act will be done along with an understanding of The Fair Debt Collection Practices Act.SECTIONS WITHIN THIS COURSEThe History of The Credit ReportThe History of The Credit CardThe Fair Credit Reporting Act (FCRA)FICO Scoring and Credit ReportingThe Fair Debt Collections Protection Act (FDCPA)Credit Repair StrategiesJack and Jill – a comparison analysis of two individuals: one with a 620 score and another with a 720 score as they go through life.Debt Collection DefenseQuestions and Answers regarding common, and important, credit reporting and debt collection issues.
Who this course is for
This course is for anyone who uses debit or credit cards.
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